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Marriage and pension

Q: I am a GP approaching retirement. I would be grateful if you could let me know if there is a specific age by which I would need to marry someone, so that they would receive an NHS Pension Scheme (NHSPS) widow's or widower's pension, in case I die before they do. For example, do I need to have been married three years prior to the pension commencing? Or if I marry after I have taken my pension, would the surviving spouse get a widow's or widower's pension?

There is no time limit and the NHSPS survivor pension will be paid to the member's legal spouse, registered civil partner or previously nominated partner (who still meets the eligibility conditions) at the date of their death.

The survivor pension would be payable regardless of whether death occurs before or after the member's benefits have commenced.

Qualifying partners must have been nominated by the member prior to death using form PN1, which can be downloaded from the NHSPS website, www.nhsbsa.nhs.uk/pensions

Kevin Quinn

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