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Out-of-hours sessions

Q: Can you advise me about my NHS Pension Scheme (NHSPS) contributions for out-of-hours work? I am a salaried GP and have started doing sessions at the local out-of-hours centre. I am surprised to lose the 14 per cent employer's pension contribution from my pay as well as my employee's contribution. By the time pension and tax are allowed for there is little pay left.

A: Normally out-of-hours providers that are registered as NHS employing authorities take the gross payment and deduct only the employee's NHSPS contributions. The provider completes a 'GP solo form' and pays over the employer's superannuation together with the employee's.

This is the first time I heard of an out-of-hours provider deducting the employer's contribution. I suggest you discuss this with the provider in case your gross payment has been increased to include the employer's contribution element so it is a higher amount to start with.

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