Pensions contributions

Q: I am a GP principal and due to the change in pension rules and the option to 'protect' my pension pot by April 2012, I want to stop paying into the NHS Pension Scheme (NHSPS) to remain below the £1.8 million lifetime allowance (LTA) ceiling. NHS Pensions calculates I am already above £1.5 million and I have significant private pensions. I thought the only way of stopping paying NHS contributions was to take 24-hour retirement when I reach age 60 but my accountant says I can stop them at any time. Which is true?


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