NHS pension reduction

Q: Can you clarify for me the accrued rights of current NHS Pension Scheme (NHSPS) in regard to actuarial reduction, currently 5% per year for every year below 60. If the retirement age goes to 65 or above would this mean two separate calculations, for example, no loss if retiring at 60 on the years prior to any change and then presumably 5% per year for every year below 65 on the years after the change. Is this already safe or being negotiated?


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