Ask the experts: Pensions

Kevin Quinn is a chartered financial planner at Ramsay Brown Financial Services Limited.  Email:

Latest Q&A

What ill-health retirement benefits are due to a GP principal who has had to resign due to long-term health problems?

Kevin Quinn explains that the level of benefits paid out depends on whether a GP applied before, or after, their last day of pensionable service.

Ask the experts: When is the best time to retire without any actuarial reduction?

Kevin Quinn outlines when early retirement factors apply to both main scheme and added years benefits.

Taking 24-hour retirement

Kevin Quinn explains restrictions on hours worked under '24-hour retirement' rules

Should I temporarily opt out of the NHS pension scheme to avoid tax charges?

Kevin Quinn answers a question from a GP who may exceed the annual and lifetime allowance for tax relief on pension contributions.

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